Payments
Smart Payments,
Real-Time
Intelligence
Turn every transaction into a smart decision with AI-powered payments built for modern fintech experiences.
+1200
transactions / min
95%
approval rate
99.9%
fraud detected
$4.2B processed for
Meridian
Corvo
Baleia
Fjord Mobility
Tarja
Involuntary churn fell 61% in five months. It was a payments bug, not a pricing problem.
01 — Why
Why Smart Payments Matter
Traditional payments are slow, fragmented, and blind to context. Smart payments connect data, AI, and automation to approve, route, and monitor every transaction in real time.
01
Reduce failed payments and friction at checkout.
02
Personalize payment experiences based on user behavior.
03
Monitor risk and fraud before money moves.
Fraud
AI Risk Engine
Score each transaction in milliseconds, blocking suspicious activity while keeping good customers flowing.
01
Automated Threat Scoring
02
Reduce Manual Reviews
03
Improved Decision Accuracy
Fraud detected
99.9%
Routing
Instant Routing
Automatically route payments through the best provider to improve approval rates and reduce fees.
Approval rate
95%
03 — Latency
One payment, 279 milliseconds
A single card payment traced end to end. Fifty-nine of those milliseconds are spent inside Nord. The rest is the provider network answering.
0
50
100
150
200
250 ms
12ms
auth request
Token validated and normalized at the edge.
38ms
risk score
184 features, one model pass, no queue.
9ms
route selected
Cheapest acquirer above 94% approval.
210ms
provider ack
Outside Nord. We retry a second provider at 400ms.
10ms
settled
Written, reconciled, pushed to your webhook.
279ms p50
410ms p95
59ms inside Nord
04 — Dashboard
See Your Payments in One Smart View
Monitor all transactions, chargebacks, and approvals in a single, intuitive interface. Drill down by country, method, or risk level in just a few clicks.
Volume
Transactions Volume
+1200 / min
Approvals
95%
Approval Rate
per year
Risk
Account Takeover
Synthetic ID
Chargeback
Fraud Alerts
99.9% detected
05 — Integrations
Connect Smart Payments to Your Stack
Monitor all transactions, chargebacks, and approvals in a single, intuitive interface. Drill down by country, method, or risk level in just a few clicks.
+1200
More than transactions/minute processed.
95%
More than approval rates achieved per Year.
Smart Payments Dashboard
Reduced
by 60%
95%
Reduced Friction by 20%
01
Smart Form Fill
02
One-click Pay
03
Instant Confirmation
Predictive Analytics (95%)
API
Banking APIs and payment gateways.
Connect to leading banks and processors through unified APIs that handle authorization, capture, refunds, and payouts without adding extra complexity to your stack.
SHOP
E-commerce and subscription platforms.
Plug into major storefront and billing systems to automate checkouts, recurring charges, upgrades, and dunning flows across multiple business models.
CHAIN
Crypto wallets and digital assets.
Support on-chain and off-chain flows by linking smart payments to wallets, tokens, and digital assets while keeping compliance and risk controls in place.
SDK
Mobile apps and custom backends.
Integrate via SDKs or APIs so your iOS, Android, and backend services can trigger, track, and reconcile payments in real time from any device.
Growth
Made for High-Growth Teams
Smart payments adapt to different business models without adding complexity.
Fintech & Digital Banks
Scale accounts, cards, and transfers while keeping fraud under control and operations lean.
Marketplaces & Platforms
Orchestrate payouts, fees, and multi-party flows with full visibility and compliance.
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